One of the most important aspects of building the home of your dreams is to make sure you have the right financing in place. Home loan programs are available through Macatawa Bank to secure the necessary financing for our customers.
Construction financing from Macatawa Bank gives you the funding you need to build your home, and once the construction phase is complete the loan converts to a permanent loan. The interest rate is locked in and remains the same for the construction and the permanent phase of the loan. With so many decisions to make when building, it’s comforting to put the financing in place once, and not worry about it again. Our lending experts specialize in construction financing that offers a one-time closing. We offer low down payment options and are a builder-preferred construction lender due to our streamlined construction draw process, so you can count on the building process moving along smoothly with each draw.
If you’re in the market to remodel your existing home, Macatawa Bank offers a variety of financing options for that as well. We’ll work with you to find the best loan for your unique situation.
Buying or building a home is one of the most important purchases you’ll ever make. And we know the home financing process can be overwhelming, so it’s reassuring to work with a lender who will explain the whole loan process so you know what to expect. Your Mortgage Loan professional will work closely with you to answer any questions you may have at each step. Macatawa Bank is an equal housing lender